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Scholarship / Fund / Loan
GMI Diploma Study LoanDeadline: OngoingFor time being, financial assistance is only provided to Malaysian students.Ongoing
Asia e University ScholarshipDeadline: OngoingAsia e University is offering scholarships to both Malaysian and international students to pursue their education with AeU.Ongoing
INTI Family Loyalty AwardDeadline: OngoingThis scheme is applicable to new students who have a sibling that is currently studying at INTI or have a sibling who is an INTI alumni.Ongoing
IUKL Humanitarian Scholarship for International StudentsDeadline: OngoingHumanitarian Scholarships are offered to international students who come from war torn countries. This is to ensure that these students get the education they deserve.Ongoing
PTPK Skills Training LoanDeadline: OngoingSkills Development Fund Corporation (PTPK) is a statutory corporation which organised by the Ministry of Human Resources which the main purpose is to provide loans for those individuals who undergo some skill trainings.Ongoing
PTPTN Education Financing SchemeDeadline: OngoingThe PTPTN Education Financing Scheme was established to provide more opportuinities for students to pursue higher education at local institutions.Ongoing
KOJADI Education LoanDeadline: OngoingPresently, KOJADI has a total 13 loan schemes under its loan programme to cater for a wide spectrum of education courses ranging from vocational and technical to undergraduate and postgraduate studies.Ongoing
Financial Aid Providers
In Malaysia, the sponsors of financial aid come from various categories. These include scholarships and loans offered by the government, non-governmental organisations, the private sector, government-linked companies and trade associations.
Types of Financial Aid
Higher education is one of the most important investments you will make in your lifetime. With the increasing cost of education, planning ahead is essential to finance your education. So what are some options you can explore? Here are some common ways students seek financial aid.
Scholarships are monetary awards given based on academic or other achievements and are non-repayable, which means you won't have to pay the money back. Scholarships are awarded by the government, non-government organisations, corporations and independent foundations.
You may have heard people using the terms 'scholarship' and 'bursary' interchangeably, however, bursaries are usually non-competitive and automatic, and often based on financial need without emphasis on academic standing.
Grants are similar to scholarships and also don't have to be repaid. The difference is that grants are often need-based while scholarships are usually merit-based. Grants are also given to students who carry out academic research projects.
- Education Funds
Education Funds are Scholarships or loans provided by the Government / foundation / private educational institutions / financial institutions to reduce the burden of financing a student's education expenses, whether locally or overseas.
- Tuition Fee Waiver or Discount
Many private higher education institutions in Malaysia offer partial or full tuition fee waivers or discounts based on merit (e.g. academic, sports, leadership roles). Recipients are often required to maintain a minimum CGPA to continue enjoying the tuition fee waiver.
- Unit Trusts & Insurance Schemes
These are typically investment schemes that parents undertake for several years to secure financial funding for their child's higher education.
Loans are financial obligations that must be repaid. Loans are mostly provided by private sector or government bodies.
Financing for Higher Education
The cost of tertiary education does not come cheap, but it is a lifetime investment for your future. Therefore whether your parents can afford your entire or partial cost of tertiary education, you are advised to go through this pathway in order to be competitive in your career advancement. If your family cannot afford the cost, you may work while studying part-time or look for some forms of scholarship, study grant, loan or other sources of financial aid to help you to pay for your education.
Read the article on Scholarships & Study Loans for Higher Education here.